For everyone having an unsatisfactory and/or low credit score, there's still home-buying hope.

Some Banks have their own minimum credit score requirements and basis your overall profile you may still find lenient credit policies to increase your chances of approval.

Some mortgages are specifically designed to help lower credit applicants get into homes. However, your credit score is one of the top factors that impacts your interest rate

From a bank's perspective, credit scores fall into several categories. Borrowers with a fair credit score can typically get approved, but those with a poor credit score will have a harder go.

No matter what your credit, though, check into all available loan options. You may be closer to qualifying than you think.

You can check your CREDIT REPORT to see where you stand. Tackling credit issues early on can help you raise your score before you apply for a mortgage.

Keep in mind that credit requirements vary from bank to bank.

Talk to one of our Home advisors and find the bank that may consider your loan application especially if your credit is tarnished. The mortgage market is dynamic, with new innovations in mortgage products and revised Interest rates on a regular basis. Make sure you stay up-to-date.

Start with a free Mortgage pre-quote from Homely Yours and check today's rates on our Website [updated in real-time]