Home Loans

ADCB
(Islamic & Conventional)

Interest Rate (P.A)Starts 1.50% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.24% 2 Year Fixed 2.99% Fixed Margin*
4.50% 5 Year Fixed 2.25% Fixed Margin*

Bank of Baroda
(Conventional Only)

Interest Rate (P.A)Start 2.15% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.00% 2 Year Fixed 2.15% Fixed Margin
4.00% Self Employed 2.15% Fixed Margin

CBD
(Islamic & Conventional )

Interest Rate (P.A)Starts 1.79% Fixed Margin + 3M EIBOR Maximum Loan Tenure25 Years
4.29% 1 Year Fixed 1.69% Fixed Margin*
4.03% 3 Year Fixed 2.49% Fixed Margin*

ENBD
(Islamic & Conventional )

Interest Rate (P.A)Starts 2.09% Fixed Margin+1M EIBOR Maximum Loan Tenure25 Years
3.74% 1 Year Fixed 2.25% Fixed Margin*
4.99% 3 Year Fixed 2.25% Fixed Margin*

Dubai Islamic Bank
(Islamic & Conventional)

Interest Rate (P.A)Starts 3.40% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.25% 3 Year Fixed 1.75% Fixed Margin*
4.49% 5 Year Fixed 1.75% Fixed Margin*

First Abu Dhabi Bank
(UAE)

Interest Rate (P.A)Starts 0.74%* Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.79% 2 Year Fixed 1.75% Fixed Margin*
4.89% 3 Year Fixed 1.75% Fixed Margin*

RAK Bank
(Islamic & Conventional)

Interest Rate (P.A)From 1.79% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.49% 3 Year Fixed 1.79% Fixed Margin*
4.89% Self Employed 2.19% Fixed Margin*

Mashreq Bank
(Islamic & Conventional)

Interest Rate (P.A)From 1.49% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
1.65% Non-Salary Transfer* 1.65% Fixed Margin*
1.49% Salary Transfer* 1.49% Fixed Margin*

ADIB
(Islamic Only)

Interest Rate (P.A)Starts 1.6% Fixed Margin+1M EIBOR Maximum Loan Tenure25 Years
3.99% 3 Year Fixed 1.6% Fixed Margin*
4.24% 5 Year Fixed 1.6% Fixed Margin*

Ajman Bank
(Islamic Only)

Interest Rate (P.A)1.59% Fixed +3M EIBOR Maximum Loan Tenure25 Years
4.10% Non Salary Transfer 1.69% Fixed Margin*
3.99% Salary Transfer 1.59% Fixed Margin*

Standard Chartered Bank
(Islamic & Conventional)

Interest Rate (P.A)From 1.29% Fixed Margin+6M EIBOR Maximum Loan Tenure25 Years
1.29% Employed 1.29% Fixed Margin*
1.39% Self Employed 1.39% Fixed Margin*

Sharjah Islamic Bank
(Islamic Only)

Interest Rate (P.A)From 4.00% Fixed Margin+6M EIBOR Maximum Loan Tenure25 Years
2.99% Non-Salary Transfer* 1.99% Fixed Margin*
2.75% Salary Transfer* 1.75% Fixed Margin*

Emirates Islamic
(Islamic Only)

Interest Rate (P.A)Starts 1.74% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
3.95% 2 Year Fixed 1.99% Fixed Margin*
4.25% 3 Year Fixed 2.39% Fixed Margin*

HSBC
(Conventional Only)

Interest Rate (P.A)From 1.3175% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
4.75% 3 Year Fixed 1.89% Fixed Margin*
4.95% 5 Year Fixed 1.89% Fixed Margin*

National Bank of Fujairah
(Islamic & Conventional)

Interest Rate (P.A)From 1.49% Fixed Margin+3M EIBOR Maximum Loan Tenure25 Years
1.69% Non-Salary Transfer 1.69% Fixed Margin*
1.49% Salary Transfer* 1.49% Fixed Margin*

Al Masraf Bank
(Conventional Only)

Interest Rate (P.A)Starts 1.75% Fixed Margin + 3M EIBOR Maximum Loan Tenure25 Years
2.99% 3 Year Fixed 1.75% Fixed Margin*
3.49% 5 Year Fixed 1.75% Fixed Margin*

Arab Bank
(Conventional Only)

Interest Rate (P.A)Starts 1.99% Fixed Margin + 6M EIBOR Maximum Loan Tenure25 Years
4.24% 2 Year Fixed 1.99% Fixed Margin*
4.99% 2 Year Fixed Self Employed*
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